Good Lending Principles and Techniques for Commercial Banks

 Good Lending Principles and Techniques for Commercial Banks

 Good Lending Principles and Techniques for Commercial Banks – Lending has become a vital function in banking operations because of its effects on the economic growth and development.Banks mobilizes funds from surplus economic units and channels it to the deficit economic units in forming loans and advances lending is banking. A bank does not go ahead to advance money because a project proposal sounds fantastic without through economic and financial analysis nor do they just advance funds solely on the strengths of the collaterals presented, but where this negligence abound, the out come is usually unpleasant. [Read more…]