Ratio Analysis As A Bank Lending Tool

RATIO ANALYSIS AS A BANK LENDING TOOL(A CASE STUDY OF UNION BANK OF NIGERIA, OGUI ROAD, ENUGU)

The Oxford Advanced Learner’s English Dictionary defines lending as “giving temporary of something” lending involves giving something for a period of time on the understanding it or its equivalent will be returned.Lending is an essential function of commercial banking.  It has to do with an extension of loans borrowers.  Through lending, bank management strives to satisfy the legitimate credit needs of the community or credit markets that the bank services or intends to serve. [Read more…]

The Impact of Commercial Bank Lending on Small Scale Industries

The Impact of Commercial Bank Lending on Small Scale Industries

The Impact of Commercial Bank Lending on Small Scale Industries – The chapter is specifically design review the literature on problems encountered by the commercial Banks in lending to small-scale industries. It has been observed that the commercial banks generally are unable to lend to an acceptable degree to small-scale industries despite the government efforts in ensuring that they meet up with the required guideline. [Read more…]

Credit Management in Nigerian Banks

Credit Management in Nigerian Banks

Credit Management in Nigerian Banks – The primary function of commercials bank is the extensions of credit to borrows in making credit available banks render great service not only to borrower out also to the economy in general. [Read more…]