Commercial Banks Lending Policies in Nigeria and their Implications

COMMERCIAL BANKS LENDING POLICIES IN NIGERIA AND THEIR IMPLICATIONS (COMPARATIVE CASE STUDY OF THREE SELECTED COMMERCIAL BANKS IN ENUGU ZONE, UNION BANK PLC, AFRIBANK PLC AND UBA PLC)

Where money is kept for safe by a layman. As a result of this misconception, an understanding of what a bank is. There are as many definition as there are money authors and textbook in banking. As contained in the Dictionary of banking which defined a bonk as an establishment which deals in money, receiving it on deposit from customers, honouring cheques and lending or investing surplus deposited until they are required for payment. [Read more…]

The Problems Associated with Loan Recovery in Nigeria Commercial Banks

THE PROBLEMS ASSOCIATED WITH LOAN RECOVERY IN NIGERIA COMMERCIAL BANKS

The origin of loan can be traced to the bankers of the middle age, who often distributes financial risk among several house to support trade flow loan is of great importance in the Nigerian economy, both to the deficit unit and the surplus unit. Commercial banks play a vital role in loan lending for the economic development and money creation. [Read more…]

Agricultural Loan Disbursement and Repayment in Nigerian Commercial Banks

AGRICULTURAL LOAN DISBURSEMENT AND REPAYMENT IN NIGERIAN COMMERCIAL BANKS [A CASE STUDY OF AFRIBANK NIGERIAN PLC]

Agriculture as explained by KOMOLATE(1989). Refer to the science of producing food industries; Agricultural loan therefore is a credit facility obtained from  a lending institution by a farmer or Agro-allied industries to boast the production agricultural products, such loans are obtained from commercial banks and other agricultural and co-operative bank. [Read more…]

The Causes and Effects of Liquidity Problem on the Nigeria Banking Industry.

THE CAUSES AND EFFECTS OF LIQUIDITY PROBLEM ON THE NIGERIA BANKING INDUSTRY

The concept of liquidity has become a vital issue in the existence and operations of bank and other financial institution in the Nation. This is highly considered because of its effect to existing organization as well as the economy at large. [Read more…]

The Effect Of Government Policy On Commercial Bank Lending Ability In Nigeria

THE EFFECT OF GOVERNMENT POLICY ON COMMERCIAL BANK LENDING ABILITY IN NIGERIA (A CASE STUDY OF UNION BANK)

This chapter focused on the precious research on the topic Historical background of bank lending.

2.1              PREVIOUS RESEARCH ON THE TOPIC

              There are many people who have carried out research on related or similar topic but there are other bank lending introduced in the most Nigeria commercial bank today. So, that is why this very research is necessary. [Read more…]