An Evaluation of Credit Management and the Incident of Bad Debt in Nigeria Commercial Bank

AN EVALUATION OF CREDIT MANAGEMENT AND THE INCIDENT OF BAD DEBT IN NIGERIA COMMERCIAL BANK (CASE STUDY OF UNION BANK OF NIGERIA)

The need and criteria for lending have been extensively discussed in the literature mandrel (1974) described credit simply as the right of a lender to receive money in the future in return for his obligation to transfer the use of funds to another party in the interim. The facility is as old as man, though in the primitive society was known as “mutual aid”, because it was based on ancient of ensuring substance of all member of the comp unity. Credit, therefore, arises out of the need to bridge the gap between the surplus and deficit economic unit such that the highest level of satisfaction is achieved. In modern society, the intermediation function is performed by the financial institution notable among which are the Commercial bank. [Read more…]

Monetary Policy and Inflation in Nigeria Economy

MONETARY POLICY AND INFLATION IN NIGERIA ECONOMY

A lot has been written about monetary policy and inflation in Nigerian economy.  Such written materials are in form of articles published in Journals and textbooks published in journals and textbooks by both local and foreign authors. [Read more…]

The Role of Computer in Fraud Selection and Prevention in the Nigerian Commercial Banking Industry

THE ROLE OF COMPUTER IN FRAUD SELECTION AND PREVENTION IN THE NIGERIAN COMMERCIAL BANKING INDUSTRY

Many people in today economic development have discussed a lot concerning the outstanding nature of computer people seen it as just an ordinary machine or gadget while others recognize that though it is a machine but it can handle any instruction feed into it. [Read more…]

The Problems of Obtaining Bank Loans by Small-Scale Industry from Nigeria Bank

THE PROBLEMS OF OBTAINING BANK LOANS BY SMALL-SCALE INDUSTRY FROM NIGERIA BANK

The purpose of this chapter is very simple. It is the presentation of element practice and principles of good lend in our banking institution. These have and will continue to have considerable influence on the MODUS OPERANDI of the banking industry anywhere in Nigeria. [Read more…]

The Role Of Banks In Industrial Development Of Nigeria

THE ROLE OF BANKS IN INDUSTRIAL DEVELOPMENT OF NIGERIA

The Role of banks in industrial development cannot be over-emphasized due to its importance in the Nigeria economy.  The role of banks in industrial development of Nigeria could be seen through the various services which these banks provide for the sustenance of industrialization in the country. [Read more…]

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